LIST OUR DEPOSIT PRODUCTS


ATM CARD

An ATM savings account for people on go. Use your Card to conveniently access your funds anytime and anywhere and anywhere via Bancnet nationwide. Low maintaining balance of 500.00 pesos.



SMART KIDS ACCOUNT

Open an account with Php 100.00 pesos initial deposit and no maintaining balance. Monitor the progress of your savings via Online or through bancnet nationwide.



REGULAR SAVINGS ACCOUNT

Savings account that comes with a Passbook, for people who keep track of their daily transactions and complete account history on his hand. A minimum Average Daily Balance of PHP 5,000.00 peso in any given quarter shall be required before the account earns any interest



SUPERIOR SAVINGS ACCOUNT

Savings account that comes also with a Passbook a minimum average daily balance of PHP 20,000.00pesos in any given month shall be required before the account earns any interest. A minimum number of withdrawals of twice a month. If withdraws exceed twice a month, the account shall not earn interest for that particular month.



CERTIFICATE OF TIME DEPOSIT

An affordable fixed term deposit that pays higher interest than a regular savings account. It is for people who want to start investing and earn higher interest than the regular savings account. The term of the CTD shall be for five (5) years in order for it to be tax exempt from the final withholding tax of 20%. If the term of the CTD is more than five years, the deposit may be terminated at the end of the five-year period without any penalty & taxes. Interest shall be at a fixed rate of (3.5%) per annum for the first five (5) years. Interest shall be paid every end of the calendar month.



CHECK DEPOSIT


REGULAR CHECKING ACCOUNT WITH INTEREST

A checking account for people with basic requirement and would like to earn interest on their funds. It offers a convenient, safe and easy way of paying without using cash. Depositors shall at all times maintain a minimum balance of FOUR THOUSAND PESOS ( Php 4,000.00 ) and minimium average daily balance of TWENTY THOUSAND PESOS (Php 20,000.00 ) in any given quarter shall be required before the account earns any interest.

 


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